prikaz prve stranice dokumenta Analiza ponude studentskih kredita u hrvatskim bankama
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undergraduate thesis
Analiza ponude studentskih kredita u hrvatskim bankama
Osijek: Josip Juraj Strossmayer University of Osijek, Faculty of Economics in Osijek, 2018. urn:nbn:hr:145:970546
Mihaljević, Antonija
Josip Juraj Strossmayer University of Osijek
Faculty of Economics in Osijek
Chair of Finance and Accounting

Cite this document

Mihaljević, A. (2018). Analiza ponude studentskih kredita u hrvatskim bankama (Undergraduate thesis). Retrieved from https://urn.nsk.hr/urn:nbn:hr:145:970546

Mihaljević, Antonija. "Analiza ponude studentskih kredita u hrvatskim bankama." Undergraduate thesis, Josip Juraj Strossmayer University of Osijek, Faculty of Economics in Osijek, 2018. https://urn.nsk.hr/urn:nbn:hr:145:970546

Mihaljević, Antonija. "Analiza ponude studentskih kredita u hrvatskim bankama." Undergraduate thesis, Josip Juraj Strossmayer University of Osijek, Faculty of Economics in Osijek, 2018. https://urn.nsk.hr/urn:nbn:hr:145:970546

Mihaljević, A. (2018). 'Analiza ponude studentskih kredita u hrvatskim bankama', Undergraduate thesis, Josip Juraj Strossmayer University of Osijek, Faculty of Economics in Osijek, accessed 27 March 2023, https://urn.nsk.hr/urn:nbn:hr:145:970546

Mihaljević A. Analiza ponude studentskih kredita u hrvatskim bankama [Undergraduate thesis]. Osijek: Josip Juraj Strossmayer University of Osijek, Faculty of Economics in Osijek; 2018 [cited 2023 March 27] Available at: https://urn.nsk.hr/urn:nbn:hr:145:970546

A. Mihaljević, "Analiza ponude studentskih kredita u hrvatskim bankama", Undergraduate thesis, Josip Juraj Strossmayer University of Osijek, Faculty of Economics in Osijek, Osijek, 2018. Available at: https://urn.nsk.hr/urn:nbn:hr:145:970546

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Metadata
TitleAnaliza ponude studentskih kredita u hrvatskim bankama
Title (english)Analysis of offers for student loans in Croatian banks
AuthorAntonija Mihaljević
MentorBranko Matić (mentor)
Committee memberBranko Matić (predsjednik povjerenstva)
Committee memberSanja Pfeifer (član povjerenstva)
Committee memberAntun Šundalić (član povjerenstva)
GranterJosip Juraj Strossmayer University of Osijek
Faculty of Economics in Osijek
(Chair of Finance and Accounting)
Osijek
Defense date and country2018-06-21, Croatia
Scientific / art field,
discipline and subdiscipline		SOCIAL SCIENCES
Economics
Finance
Abstract
Studentima u Republici Hrvatskoj država/grad pomaže raznim sufinanciranjima ali usprkos tomu sve više redovnih studenata primorano je raditi i uz sve svoje studentske obveze.Novčana sredstva posebice su potrebna studentima koji studiraju i borave u drugom gradu. Bankarske ustanove diljem Hrvatske prepoznale su važnost ponude kredita za studente. U ponudi studentskih kredita tako će se naći kredit za školarinu i školovanje,kredit za financiranje troškova života, krediti namijenjeni za troškove redovnog ili izvanrednog studiranja,krediti namijenjeni za troškove školarine u inozemstvu te čak i krediti za nadarene studente - s prosjekom ocjena većim od 4,5.Ovim aktivnim bankarskim poslovima, banke u hrvatskoj nude brojne pogodnosti studentima ali traže i uvjete koji moraju biti ispunjeni da bi studentska populacija navedeni kredit dobila.Kako bi privukle svoje klijente i učinile svoje ponude privlačnijima studentima, banke koriste različite nazive kredita za studente. Ovaj rad obuhvatio je analizu ponude studentskih kredita u Privrednoj banci Zagreb d.d., Zagrebačkoj banci d.d.,Kreditnoj banci Zagreb d.d. i OTP banci d.d. te je provedena analiza maksimalno mogućih iznosa studentskih kredita, kretanja visine nominalne i efektivne kamatne stope, roka povrata kredita, visine naknade za odobravanje kreditnog zahtjeva kao i instrumenata osiguranja.Na temelju navedenih varijabli utvrdit će se postoji li razlika između ponuđenih studentskih kreditnih modela promatranih banaka.
Abstract (english)
The state / city helps students in the Republic of Croatia with various co-financing but despite this, more and more full-time students are forced to work and at the same time to fulfil all their student responsibilities. Money is particularly needed for students who study and live in another city. Banking institutions throughout Croatia have recognized the importance of offering student loans. There is a variety of student loans: a loan for tuition and education, a loan to finance life costs, loans for full-time and part-time study costs, loans for tuition fees abroad, and even loans for gifted students - with an average rating of more than 4.5. With these active banking offers, the banks in Croatia offer number of benefits to students but they also demand that the students meet some conditions to receive this loan. Banks use different names for student loans to attract their clients and make their offers more attractive to students. This paper includes the analysis of student loan offerings at Privredna banka Zagreb d.d., Zagrebačka banka d.d., Kreditna banka Zagreb d.d. and OTP banka d.d., the analysis of the maximum amount of student loans, the nominal and effective interest rate movements, the loan repayment period, the amount of the loan application fee as well as the insurance instruments. By using these variables, it will be determined whether there is a difference between the offered student loan models among the above-mentioned banks.
Keywords
Keywords (english)
Languagecroatian
URN:NBNurn:nbn:hr:145:970546
Study programmeTitle: Financial Management
Study programme type: university
Study level: undergraduate
Academic / professional title: sveučilišni/a prvostupnik/prvostupnica (baccalaureus/baccalaurea) ekonomije (sveučilišni/a prvostupnik/prvostupnica (baccalaureus/baccalaurea) ekonomije)
Type of resourceText
File originBorn digital
Access conditionsAccess restricted to students and staff of home institution
Terms of useLicence In copyright icon
RepositoryEFOS REPOSITORY
Created on2018-08-30 06:31:35